Bridging Finance

Bridging Finance

for experienced property owners

Bridging Finance for Residential, Commercial, Business Growth and Property Investment.

£250k to £25m available.

  • Quality property assets
  • Good exit strategy
  • England & Wales preferred
  • 3-24 months term
  • LTV up to 80%
  • Land with planning to 50% LTV
  • Rates from 0.65% per month
  • Flexible ownership/structures

Achieve your property goals. Contact us now!

Why partner with Blueray Capital?

  • Partnerships and funding lines with over 130 banks, funds and institutions, many of whom are not available directly to borrowers
  • Reduced time and increased chance of success
  • Lender preference to deal with intermediaries

Bridging Finance FAQs

Q1. What information will we need to provide?

Description of the funding required and term, full details of the property involved, summary of the exit plan and brief bios of the team.

Q2. How long does the funding process take?

Indicative offers can be secured quickly but the whole process will take a few weeks due to the need for valuations and legal documentation.

Q3. What kind of terms should we expect?

Interest rates vary depending on location, sector, term and economics of the property. There is also a small arrangement fee plus valuation and legal costs.

Q4. What are the geographic restrictions?

Funding is available for quality property assets owned or managed by experienced teams across England, Wales, Scotland and Northern Ireland.

Q5. Are there restrictions on the type of property?

Bridging finance is available for good quality property assets across a wide range of sectors including residential investment property, commercial (including mixed use) and leisure businesses such as pubs and hotels.

Q6. What is the typical funding process?

Upon receipt of the initial information, if successful, an indicative offer will be made which, if accepted by the client, will lead to a valuation report and credit-backed offer, followed by legals and drawdown.

Q7. What is meant by “experienced teams”

There are fewer finance options available for first-time property investors. Lenders prefer borrowers to have experience in the sector, ideally with multiple, similar projects completed.

Q8. What are your terms?

We act for clients in an exclusive and contingent manner. We are remunerated by the eventual funding provider.

If you have any further questions please let us know.

© Blueray Capital 2019 20-22 Wenlock Road, London N1 7GU. Email: Tel: 0845 273 3846
Blueray Capital is authorised and regulated by the Financial Conduct Authority, number 792181.